Phone number
Type the receiver's mobile number. No account digits, no sort codes, no long forms.
Live across all 36 states + FCT
Money moves with a number, not a bank form.
BLOW is e-payment the Nigerian way. Send naira with a mobile number, a printed QR code or a short alphanumeric code. Only the sender needs a smartphone and data.
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Type the receiver's mobile number
Three ways to get paid
Whether you sell akara at the junction or run a chain of pharmacies, your customers can pay you the way that suits them.
QR code
Every business gets a QR to print and paste on the counter, tricycle or shop wall.
Alphanumeric code
A short code like BLW-4KQ2 that anyone can read out loud or write on a receipt.
Receiver needs nothing
No smartphone, no data on the receiving side. The money still lands.
Instant settlement
Funds move in seconds, 24/7, including Sundays and public holidays.
Built for trust
PIN, device binding and instant alerts on every kobo that leaves your wallet.
One people, many traditions
From Kano to Calabar, Lagos to Maiduguri — BLOW is designed for grandmothers who prefer a short code and for students who scan everything. Big, readable type, plain language and support in Hausa, Igbo, Yoruba and Pidgin.
Explore our heritageReady to blow money the smart way?
Download BLOW on iOS or Android and send your first transfer in under two minutes.
Get the app